Cerebrations

“Have a Better Day!”

8 Comments

You know when your insurance agent ends the phone call with, “Have a better day!”, things haven’t gone that well up to that point of the day…

keep-calm-and-have-a-better-day-1

I had two insurance agents tell me the same thing within ten minutes. So I’m assuming that line–“Have a better day!”–is something they learn in insurance school.

On my way to pickleball this morning, I was involved in a car wreck.

I’m fine and so are the drivers of the other two cars.

Two of us were stopped in traffic and the other driver forgot to stop. She (Car #1) ran into me (Car #2) which pushed me into the car in front of me (Car #3). The police officer called to the scene told us all that Car #1 was clearly at fault.

Thankfully no one was hurt. The cars, however, didn’t come away unscathed. My car is the white SUV. 
1028150805b

Back Left

What was interesting to me was that Car #1 never said much at all. I think she asked if I was ‘okay’. I assumed that we were all ‘okay’ because we were all ambulatory and no one was bleeding.  (For the record, I never believed in whiplash until it happened to me, so I know not so sign off on a medical release right away. Whiplash often doesn’t set in until later…)

Anyway, Car #1 never said, “I’m sorry.” or “Wow, I messed up.” She did say that it was her first accident which surprised me because she was in her early 40’s.

Car #3 was a young high school student and this was her first accident, too. I didn’t find out until I talked with her insurance company that Car #3 remembers two distinct impacts to her car.

That was a surprise to me because I remember only two impacts to my car: one from Car #1 followed shortly there after by my car hitting Car #3.

The front of my car is damaged but the damage is significantly less than the back. And the back of Car #3 has minimal damage (at least to my untrained eyes).

Front
 1028150805

Long story short, now Car #3’s insurance company is saying that they are not sure if I’m not at fault for the damage to her car.

Hopefully between witness testimony and police reports this will all be resolved quickly, at least insurance time quickly… 🙂

8 thoughts on ““Have a Better Day!””

  2. I’m thinking that she HEARD two impacts and maybe felt her head bouncing against her headrest twice. The damage to her car doesn’t make sense to me because if I had hit her first I would have been right up against her when I got nailed and I think that would have resulted in much more damage to her car. It’s going to take about a month to sort it all out. 🙁

  3. How awful! I hope it gets resolved quickly and without any major issues. Driver # 1 was probably trying to minimize her liability by not saying, “I am sorry”. That could be used later against her in a suit.

    1. Probably, Joanne. I was asked by all three insurance adjusters to relay what we said to one another during my recorded statement.

      They were rather surprised that the only thing I said to Driver #1 was, “Hang in there.” as I gave her a hug just before I left.

      I’m anxious to read the police report. I would best my last dollar that she was surfing or texting.

        1. Interestingly, the police report came to Melissa’s house (long story about residence address) from a ONE CALL, THAT’S ALL lawyer two days after the accident. Driver #1 was cited for inattentive driving. So I was wrong….

Comments are closed.